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ARTICLES
Relationship between Financial Literacy, Savings Motive and Level of Knowledge towards Life Insurance Demand: A Case of Miri City, Sarawak
Erwin Laing, Jati Kasuma, Mohamad Firdaus Mohammad Zaid
Faculty of Business Management, Universiti Teknologi Mara Sarawak Jalan Meranek, 94300, Kota Samarahan, Sarawak
Abstract- Life insurance is one of an important thing in our life but not all of people think insurance is important because they think about the concept of insurance where it is just for waste their money. Some people purchase the insurance policy for many reasons not only for protection. Thus, this study would like to identify the relationship of financial literacy, savings motives and level of knowledge of life insurance demand. A selfadministered questionnaire was distributed at Miri city, Sarawak. The results reveal that the most factor influence life insurance demand is level of knowledge and followed by financial literacy and saving motives. Ultimately, financial literacy and level of knowledge have strong relationship with life insurance demand and there are moderate relationship between saving motives and life insurance demand.
Key Words: Financial literacy, level of knowledge, life insurances, saving motives.
| relationship_between_financial_literacy_savings_motive_and_level_of_knowledge_towards_life_insurance_demand_a_case_of_miri_city_sarawak.pdf |
Relationship Quality in Banking Industry
Mohd Zaidi Semawi, Agnes Kanyan, Jati Kasuma, Izzan Alfansu
Faculty of Business Management Universiti Teknologi Mara Sarawak
Abstract – Nowadays, banks in competitive markets are contending to pull as many as potential clients and attempt to hold them. Therefore, to keep up and enhance the productivity from long term relationship with their client, banking industry is concerning relationship quality. Thus, understanding relationship quality such as trust, commitment, communication and conflict handling are crucial when understanding their existing customer loyalty. Using self-administrative questionnaires, 377 respondents are involved in this survey. The results reveal that all the dimension of relationship quality has relationship with customer loyalty. Ultimately, trust was at the first place in term of its relationship with customer loyalty. From correlation of coefficient analysis, trust was at highest relationship with customer loyalty followed by commitment, communication and conflict handling. The finding of research can be used as guidance for the banks in order to survive in competitive market and to help them more successfully in planning their relationship with customer.
Keywords – Relationship quality, Customer Loyalty, Banking Industry, commitment
| relationship_quality_in_banking_industry.pdf |
A Study on the Promotion of Purchases Based on Analysing the Effect of the Service by Combination between Customers Type and Service Providers Type Using the Bayesian Network
Yuya Miyamoto*, Michiko Tsubaki
The University of Electro-Communications, 1-5-1 Chofugaoka, Chofu, Tokyo 182-8585, Japan
Abstract— This research aims to use a scientific approach to support service providers who are inexperienced or do not possess business sense. This research presents recommendations by considering customers’ value and compatibilities with service providers. We classified 3,447 customers and 133 service providers according to their values, and needs and abilities, respectively. We additionally analyse a sales-purchase Bayesian network, which demonstrates the relationship between questionnaire survey items and the purchase history of products and services (after P&S) in each combination between customer and service provider types. We investigated their hubs. Furthermore, we investigate the substantial gap in purchase probabilities, conditioned by the positive and negative answers of customers to each questionnaire in the purchase Bayesian network, and whether these are characteristic of the type’s sales. A sales promotion method is proposed that compares a purchase probability predicted for all service providers in a type to that for a service provider in the type.
Keywords—Heterogeneous, purchase Bayesian network, recommendation, service science
*Corresponding author: m1630121@edu.cc.uec.ac.jp
| a_study_on_the_promotion_of_purchases_based_on_analysing_the_effect_of_the_service_by_combination_between_customers_type_and_service_providers_type_using_the_bayesian_network.pdf |
Tackling Obesity by Granting Financial Incentive through Lifestyle Modification among Married Women in Malaysia
Wan Nor Fatihah Wan Hanafi*, Hasif Rafidee Hasbollah & Noorul Azwin Md.Nasir
Universiti Malaysia Kelantan, P.O.Box 36, Taman Bendahara, Pengkalan Chepa, 16100 Kota Bharu, Kelantan, Malaysia
Abstract—Obesity has been recognized as a global epidemic and worldwide public-health crisis in twenty-first century. It was identified as a factor of reducing productivity at work, life’s quality deterioration, disability, ill-health and mortality. Obesity rate in Malaysia is steadily increased each year from 1996 until 2015 and is currently recognized as the most obese country in Asia. The major consequence of obesity is due to eating behavior and sedentary living which are common for Malaysian people. In the environment where the prevalence of obesity arises, it is presumed that financial incentive to join any lost weight programs organized by the government agencies is applicable to encourage a healthier lifestyle modification. Obese married women were targeted to be given this financial incentive, which assumed to be the most influential group as they play important roles in taking care of the family members and the most influencing figures in the family to encourage healthy lifestyle.
Keywords— Financial Incentives, Lifestyle Modification, Married Women, Obesity.
*Corresponding author: wanfatih@gmail.com
| tackling_obesity_by_granting_financial_incentive_through_lifestyle_modification_among_married_women_in_malaysia.pdf |
Review Article: Tackling Obesity in Malaysia: Its Scenario and Strategies
Wan Nor Fatihah Wan Hanafi*, Hasif Rafidee Hasbollah & Noorul Azwin Md.Nasir
Universiti Malaysia Kelantan, P.O.Box 36, Taman Bendahara, Pengkalan Chepa, 16100 Kota Bharu, Kelantan, Malaysia
Abstract- Obesity is a worldwide epidemic and one of major health problems in this era, caused by imbalance energy intake and energy consumption. It was recognized as a major factor leading to non-communicable diseases (NCD) such as cardiovascular and diabetes. Almost 600 million people worldwide considered as obese while Malaysia is one of them which currently recognized as the most obese country in Asia. The influential factors lead to obesity among Malaysian are binge eating behaviour, eating out late night, less consume of fruits and vegetables, and sedentary lifestyles. Although many programs for obesity tackling have been provided by the government and its agencies, Malaysians are still lack of motivation to join the programs. It is believed that the most effective and long-lasting way to prevent obesity is through educating a healthy lifestyle modification. England has been educating its people of healthy lifestyles thus it can be an exemplary for Malaysia to adapt for the same purpose. There are some diet initiatives taken by individuals to lost weight but regardless of diet types, they all indicate the importance of a healthy lifestyle to prevent obesity. Further research should consider effective factors to encourage healthy lifestyle modification as a medium to tackle obesity in Malaysia.
Keywords- England, Healthy Lifestyle Modification, Public Health Education, Obesity
*Corresponding author: wanfatih@gmail.com
| review_article_tackling_obesity_in_malaysia_its_scenario_and_strategies.pdf |
Father Involvement and Self-Concept among Adolescents of Divorced Families: Does Gender Matter?
Siti Nor Yaacoba, Fam Jia Yuinb
aFamily, Adolescent and Child Research Center of Excellence (FACE), Universiti Putra Malaysia, Malaysia
bDepartment of Human Development and Family Studies, Universiti Putra Malaysia, Malaysia
Abstract— The development of self-concept is an important developmental task during adolescence. The incident of parental divorce at this developmental stage will greatly affect the development of self-concept. However, many past studies did not take into account the paternal role of non-resident fathers when examining this issue. Hence, this study examines how father involvement will relate to self-concept among adolescents from divorced families. Using a sample of 478 school-going adolescents from divorced families, the current study found significant relationship between father involvement and self-concept. Additionally, results of moderation analysis revealed that gender moderated the relationship between father involvement and selfconcept. Specifically, the lack of father involvement in daily life has more detrimental effects on sons than daughters. Findings of the current study have important implications for guiding secured father-adolescent relationship, particularly for divorced noncustodial fathers.
Keywords— Adolescents, Father Involvement, Non-Custodial Father, Self-Concept
| father_involvement_and_self-concept_among_adolescents_of_divorced_families_does_gender_matter.pdf |
Quality of Life and Facilities of Nursing Home: A Systematic Review Article
Nik Muhammad Faris Bin Nik Nordin*, Hasif Rafidee bin Hasbollah, Mohd Hafzal Bin Abdul Halim, Mohd Firdaus bin Mohd Nasir, Muhammad Aizat Bin Mat Ibrahim, Muhammad Shafhuan Bin Yusran
Universiti Malaysia Kelantan
Abstract— Background: There are several issues about Nursing Home or Home Health Care. Elderly need a great environment in this organization. Quality of life and facilities are one of the services that should be highlighted. Nursing Home can be a great place for elderly to end up their life time which is does what are they want to do. Methods: This systematic review study was finding in online database from the internet. The sources were come from J-Store, Google Scholar, Science Direct, and Scopus. The keyword that was used is Nursing Home, Facilities, Quality of Life, and Home Health Care. Results: Only 10 studies were chosen, and only selected studies are discussed on quality of life and facilities of Nursing Home including 10 countries were have great service of Nursing Home or Home Health Care. Conclusion: Better promotion for Nursing Home or Home Health Care is needed to give the residents a better life and health. Quality of life and facilities are affected for environment of resident’s life.
Keywords— Quality of Life, Facilities, Nursing Home and Home Health Care.
*Corresponding author: umka15d020f@umk.edu.my
| quality_of_life_and_facilities_of_nursing_home_a_systematic_review_article.pdf |
The Association Physical Activity and Low Back Pain: Systematic Review
Muhamad Aizat bin Mat Ibrahim*, Hasif Rafidee bin Hasbollah, Nor Dalila bin Marican, Muhd Hafzal bin Abdul Halim, Muhd Firdaus bin Mohd Nasir, Nik Muhammad Faris bin Nik Nordin
Universiti Malaysia Kelantan
Abstract-Background: The person who have low back pain often report impaired disability to performance daily activities which passive movement of daily life. The effects of low back pain on daily function of patients can describe as a patients level of disability or reduction in physical function it interferes with the movement of patients for running a daily lives. Purpose: Therefore, the aim of this study was to conduct a systematic review to examine the relationship between physical activity and low back pain. Besides that, the suggestion prevention program to patient who has low back pain. Methods: This systematic review study was used internet to find databases and search engines. Data were collected using Wiley online library, Bioline International, SAGE, Science Direct, NCBI, Proquest, Biomed central, American Diabetes Association, PLOS One and Springer. The search was performed using keywords of “physical activity”, “non specific low back pain”, “back pain”, and “activity level”. The study was reviewed the resources and the results were classified in different sections Results: From 200 resources, only 43 studies were chosen, and only 13 studies were selected to meet the inclusion criteria. The results were classified based on several sections including years of reporting, who were reporting, the origins of articles and their health criteria about physical activity and low back pain. Conclusion: There are positive associate physical activity and low back pain from the systematic review. Future intervention treatment can reduce associate physical activity to low back pain
Keywords— physical activity ,physical level, low back pain
*Corresponding author: aizat.mppumk14@gmail.com
| the_association_physical_activity_and_low_back_pain_systematic_review.pdf |
Contrastive Pragmatics Analysis of Alerters in Malay and English Request Speech Act
Nurul Syafawani Halim1 & Marlyna Maros2
1Universiti Teknologi Mara Seremban 3 Campus, 70300 Seremban, Malaysia 2Universiti Kebangsaan Malaysia, 43600 Baangi, Malaysia
Abstract— Language and culture are interrelated and the social context of a particular utterance is one of the fundamental factors that need to be taken into consideration as performing speech acts. There are quite number of speech acts in the area of sociolinguistics study, namely apologies, complaints, requests and many more. To be precise, this study focuses on requests speech act, in which specifically concentrating on the alerters used by the person doing the act of request without considering another two segments of requests i.e. the head act and the supportive move in it. Alerter refers to the language used in initiating a conversation or the way of choosing the form of calls. The choice of requests is basically because it may be culturally and linguistically different since the way they are accepted in one culture might be inappropriate in another. In the Malaysian context, the study of alerters has yet to be ventured. This study attempts to classify and compare the Malay categories of alerters used in request speech acts by Malaysians speakers in alerting their hearer’s attention with English categories of alerters and to examine whether or not the pragmatic competence of L1 speakers can be transferred to L2. The participants are the Malay residents in and around Kuala Lumpur plus Selangor area ages ranged from 12 to 56 years old with different social backgrounds. There are 400 respondents involved directly in this research with 20 respondents for the pilot round at the earlier stage of the research. The project coding scheme was based on the frameworks employed from the Cross Cultural Speech Act Realization Project (CCSARP) by Blum-Kulka & Olshtain (1984). The study revealed that there were some differences in terms of categories of alerters found in Malay and in English which positively affecting their sociopragmatic competence in the production of request in English.
Keywords—Alerters, English Request Speech Acts, Malay Request Speech Acts, Sociopracmatics Analysis
| contrastive_pragmatics_analysis_of_alerters_in_malay_and_english_request_speech_ac.pdf |
The Relationship of Conflict Types, Supervisors’ Conflict Resolution Strategies and Employees’ Positive Behaviors
Ooh Seow Linga*, Chua Bee Seokb & Ismail Maakipb
aWawasan Open University, 54, Jalan Sultan Ahmad Shah, 10050 Penang, Malaysia, bUniversiti Malaysia Sabah, Jalan UMS, 88400 Kota Kinabalu, Malaysia
Abstract— Conflict is inevitable in the workplace. Researchers found conflicts are able to affect employees’ positive behaviors negatively. However, conflict is not always bad, it depends on the conflict types and the conflict resolution strategies. In this conceptual paper, we will explain the relationship between conflict types, supervisors’ conflict resolution strategies and employees’ positive behaviors. Understanding the relationship of these variables enables us to have a better knowledge of how the conflict affects employee behaviors. And, the knowledge will benefit to industrial and organizational psychologist, workplace counselors and human resource manager.
Keywords— Conflict types, conflict resolution strategies, and, employees’ behavior
*Corresponding author: oohseowling@gmail.com
| the_relationship_of_conflict_types_supervisors’_conflict_resolution_strategies_and_employees’_positive_behaviors.pdf |
Tourist Satisfaction Indicators for Responsible Rural Tourism Framework: A Case of Kinabalu National Park
Timothy Ajeng Merenga, Hamimah Taliba & Jennifer Kim Lian Chanb
aFaculty of Science and Natural Resources (Forestry Complex), Universiti Malaysia Sabah, Kota Kinabalu, Sabah, Malaysia.
bFaculty of Business, Economics and Accounting, Universiti Malaysia Sabah, Kota Kinabalu, Sabah, Malaysia.
Abstract—This paper aims to determine the tourist satisfaction indicators for responsible rural tourism at Kinabalu National Park. In order to achieve this aim, data collection was conducted using a semi-structured questionnaire around the Kinabalu Park headquarter complex. The questionnaire was constructed based on one of the two components that were outlined by World Tourism Organisation (UNWTO), which is determining whether tourists were satisfied upon leaving”. This study found that the scenery, sense of achievement and whole experience were rated the highest. Other than that, almost half of the number of respondents were found to have experienced water insufficiency and did not agree that the management of waste at Laban Rata is efficient. In terms of perception of value for money, the study found that RM10-RM50 is the range of amount of once in a lifetime donation that the majority of the respondents are willing to pay, while the highest stated amount is RM10,000.00.
Keywords— Kinabalu National Park, responsible rural tourism, tourist satisfaction, WTO.
| tourist_satisfaction_indicators_for_responsible_rural_tourism_framework_a_case_of_kinabalu_national_park.pdf |
Corporate Philanthropy Disclosure in Malaysia: An Insight
Mohd Farid Asraf Md Hashim & Mohd ‘Atef Md Yusof
Tunku Puteri Intan Safinaz School of Accountancy, Universiti Utara Malaysia, 06010, Sintok. Kedah Darul Aman, Malaysia.
Abstract - Corporate philanthropy (CP) disclosure research is scarce and need to be given further attention. This paper aims to discuss the needs and roles of disclosing this initiative. Based on the review of literature, it is noteworthy to point out that CP communication indeed act as a source of competitive advantage for companies while mitigating the agency issues surrounding the CP executions. This paper also provides an overview on the practice of CP disclosure by 200 Malaysian Public Listed Companies (MPLC). Through the application of content analysis, it is indicated that most of the MPLC disclosed issues on direct cash donations, in-kind givings, volunteering program and sponsorship. Beside, the descriptive analysis suggested that education aspects are given special attention by the MPLC through various initiatives involving it.
Keywords - corporate philanthropy, corporate social responsibility, Malaysian public listed companies, voluntary disclosure.
| corporate_philanthropy_disclosure_in_malaysia_an_insight.pdf |
Profit Maximization: Islamic Taught and Ethical Principles
Sri Wahyu Sakina Ahmad Sanusi, Nurauliani Jamlus Rafdi & Noor Aimi Mohd Puad
Lecturer, Department of Accounting & Finance, Faculty of Management and Muamalah. International Islamic University College of Selangor (KUIS) sriwahyu@kuis.edu.my
Abstract— The establishment of the corporation is to make profits for its shareholders. The shareholders’ capital must be utilized by the corporation to achieve maximum profit in order to boost shareholders’ value. Looking at Islam’s principle as well, Islam forbids riba’ (interest) but agrees on profit. Trading in Islam is permissible and profit making out of trading is regards as reward. Muslims who trade sincerely shall enjoy their profit after taking into consideration their obligation as Muslim such as zakat payment. Nonetheless, profit maximization has been debated as conflicting with Islamic taught whereby the foundation is based on Islamic framework. In addition, the practice of profit maximization has been condemned as inconstant with Islamic taughts. Therefore the aims of this study to explore the perspective of profit maximization and to review the Islam's taught on profit maximization. The methodology adopted is literature and archives reviewing. Then, it analyses the consequences of profit maximization, and argue that these have a number of beneficial effects. The implication of this study is to unleash the reality of profit maximization and what does Islam stands on it. It is hope that it can enrich the knowledge for the academician and for the industry players regarding the truth on profit maximization.
Keywords— profit maximization, Islam, behavior, business
Profit Maximization: Islamic Taught and Ethical Principles
Sri Wahyu Sakina Ahmad Sanusi, Nurauliani Jamlus Rafdi & Noor Aimi Mohd Puad
Lecturer, Department of Accounting & Finance, Faculty of Management and Muamalah. International Islamic University College of Selangor (KUIS) sriwahyu@kuis.edu.my
Abstract— The establishment of the corporation is to make profits for its shareholders. The shareholders’ capital must be utilized by the corporation to achieve maximum profit in order to boost shareholders’ value. Looking at Islam’s principle as well, Islam forbids riba’ (interest) but agrees on profit. Trading in Islam is permissible and profit making out of trading is regards as reward. Muslims who trade sincerely shall enjoy their profit after taking into consideration their obligation as Muslim such as zakat payment. Nonetheless, profit maximization has been debated as conflicting with Islamic taught whereby the foundation is based on Islamic framework. In addition, the practice of profit maximization has been condemned as inconstant with Islamic taughts. Therefore the aims of this study to explore the perspective of profit maximization and to review the Islam's taught on profit maximization. The methodology adopted is literature and archives reviewing. Then, it analyses the consequences of profit maximization, and argue that these have a number of beneficial effects. The implication of this study is to unleash the reality of profit maximization and what does Islam stands on it. It is hope that it can enrich the knowledge for the academician and for the industry players regarding the truth on profit maximization.
Keywords— profit maximization, Islam, behavior, business
| profit_maximization_islamic_taught_and_ethical_principles.pdf |
Impacts of Trade Institutions on Malaysia Trade Costs
Tan Jiunn Woei & Lee Chin*
Department of Economics, Faculty of Economics and Management, Universiti Putra Malaysia, 43400 UPM, Serdang, Selangor, Malaysia
Abstract—Trade cost comprises of costs of getting a goods from manufactures to consumers. Many empirical works used transportation cost as a proxy for trade cost. However, this method had been criticized for treats transportation cost rather than trade cost. Utilizing the newly found micro measure of bilateral trade costs, this study estimates the impact of trade institutions on trade costs for Malaysia’s top twenty trading partners for years 20072011. The results show that trade institutions have emerged as one of the important factors in determining trade costs in addition to the fundamental determinants. Hence it suggests that better trade institutions can lead to a reduction of bilateral trade costs for Malaysia.
Keywords—Trade Costs, Trade Institutions
*Corresponding author: leechin@upm.edu.my
| impacts_of_trade_institutions_on_malaysia_trade_costs.pdf |
Using Emotional Stroop Task as a Child Depression Screening Tool
Ker Sing Ling & Wan Yeng Chiah
Department of Psychology, UCSI University, Kuala Lumpur 56000, Malaysia
Abstract—Child depression is one of the most devastating pediatric mental disorders, yet it is one of the most undetected childhood mental disorders. This study aimed to explore the feasibility of using Emotional Stroop Task (EST) as a new pediatric depression screening tool that can supplement existing tool and improve the recognition of pediatric depression. The current study revealed that EST showed excellent convergent validity in relation to Patient Health Questionnaire-9 Modified for Adolescents (PHQ-A), excellent divergent validity with Screen for Child Related Anxiety Disorders (SCARED) and excellent testretest reliability over 2 weeks. Besides that, current study also examined the impacts of age and gender on EST performance and found that they do not affect EST performance significantly. This implicated that EST, as a pediatric depression screening tool, is relatively free from the influence of demographics. Results of current study provides preliminary evidences that EST is a valid pediatric depression screening tool that can help improve the recognition of pediatric depression.
Keywords—Emotional Stroop Task, Childhood Depression, Depression Screening Tool, Psychometrics
| using_emotional_stroop_task_as_a_child_depression_screening_tool.pdf |
Awareness on Hibah Concept: Towards Cultivating Islamic Estate/Wealth Management
Aini Hayati Musa
Faculty of Business Management, UiTM Negeri Sembilan, 72000 Kuala Pilah, Malaysia
Abstract—The growth of Islamic estate management alongside the rapid development of Islamic banking and finance industry in Malaysia shows that Malaysian positively accepting Islamic related products. Among the Islamic estate management products are called Hibah and Will. Hibah and Will are two essential instruments in Islamic estate management according to Islamic law. Hibah is a gift of property that occurred during the life of the grantor, while Will is a gift of property that occurred after the death of the testator. This paper is focusing on Hibah, as the instrument in managing the wealth of a person. This paper discussed on the concept of Hibah and determined the awareness level of Hibah among UiTM Negeri Sembilan staffs. A number of fifty (50) respondents were randomly selected to answer the questionnaire. The study shows that majority of the respondents still has low awareness level on Hibah concept. Majority of the staffs are still not really understood what is Hibah means and its contribution towards the Islamic Estate /Wealth Management. It is important for the researcher to further investigate on Hibah and its significance in society.
Keywords—Islamic Estate Management, Hibah, Will, Islamic banking and finance industry, Islamic Wealth Management
| awareness_on_hibah_concept_towards_cultivating_islamic_estatewealth_management.pdf |
Efficiency Analysis in Conventional and Islamic Banks in Malaysia: An Application of Data Envelopment Analysis
Nur Azlina Abd Aziza, Nurfatin Zahida, Jamilah Mohd Mahyideena, Norfazira Abdullaha & Nur Farah Naila Suleimab
aUniversiti Teknologi MARA (UiTM), 74000 Seremban, Malaysia bUniversiti Teknologi Malaysia (UTM), 81310 Johor, Malaysia
bUniversiti Teknologi MARA (UiTM), 40450 Shah Alam , Malaysia
Abstract—Assessing and improving performance efficiency has become a main concern for the management practices in the banking industry. In this study, we employ non-parametric Data Envelopment Analysis (DEA) to measure technical efficiency of seven conventional banks and ten Islamic banks operating in Malaysia over the period of 2012 – 2014. This study also compares the level of efficiency of both types of institutions. Total deposits, fixed assets and equities constituted the inputs of the study; whereas other earning assets and load and advance to the banks were the outputs. The findings of the study suggests that Islamic banks perform better than conventional banks.
Keywords—Commercial Banks, Efficiency, Data Envelopment Analysis, Islamic Banks
| efficiency_analysis_in_conventional_and_islamic_banks_in_malaysia__an_application_of_data_envelopment_analysis.pdf |
Audit Committee Effectiveness and Financial Reporting Lag: Evidence from ACE Market in Malaysia
Rohaida Ismaila, Norman Mohd-Saleha & Amariah Hanum Hussinb
aFaculty of Economics and Management, Universiti Kebangsaan Malaysia, bFaculty of Accountancy, Universiti Teknologi Mara
Abstract— Purpose –This study examines the association between audit committee effectiveness and the financial reporting lag. Originality – Internationally, the requirement to submit financial reports to regulators has been tightened due to the importance of timely information to the investors. Design/methodology/approach- The sample consists of 91 companies listed on the ACE market of Bursa Malaysia for the year 2012 and 2013. Multivariate regression analysis is used to analyze the relationship between audit committee effectiveness and financial reporting lag.Findings- The results of this study reveals that only audit committee size and audit committee meeting are significantly related to financial reporting lag.
Keywords—Audit Committee, Audit Committee Effectiveness, Financial Reporting Lag, ACE Market, Malaysia
| audit_committee_effectiveness_and_financial_reporting_lag_evidence_from_ace_market_in_malaysia.pdf |
Towards Islamic Marketing – Consumer Behavior in Purchasing Halal Product
Aini Hayati Musa1, Siti Hajar Md Jani1, Nabilah Abd Shukur1, Tengku Sharifeleani Ratul Maknu1, Rohasmizah Hashim2, & Nur Nafhatun Md Shariff3
1Faculty of Business Management, Universiti Teknologi MARA Negeri Sembilan, 72000, Malaysia
3Academy of Contemporary Islamic Studies, Universiti Teknologi MARA, 40450, Malaysia
Abstract—The Malaysia is focusing on becoming Halal hub as a new platform to increase the financial and investment portfolio of the nation. The interest in understanding the concept of Islamic Marketing and consumer buying behavior practices has been increasing in recent years. It is important for us to determine consumer perspective in Islamic viewpoint in order to meet the demand of the industry nowadays. Creating Islamic environment and business platform is necessary since there are more than 50% of the Malaysians are Muslim. This paper is focusing on Islamic marketing, as a basis for consumer purchasing Halal products and services. This paper discussed on the concept of Islamic marketing and determined consumer behavior in purchasing Halal products. A number of fifty (50) respondents in Seremban were randomly selected to answer the questionnaire. From the analysis conducted, we can conclude that the respondents understand the meaning and practice of Halal concept in their daily lives. They are also having enough knowledge to differentiate between Halal products and Haram products. To them, Halal is important and they will only purchase Halal products. The respondents are also aware with the Halal requirement in their religious practice. They are also willing to spend more money to buy Halal products even though Halal products are expensive to compare with non-Halal products.
Keywords— Islamic Marketing, Halal Concept, Muslim Consumer, Consumer Behavior
*Corresponding author: aini_hayati@ns.uitm.edu.my
| towards_islamic_marketing_–_consumer_behavior_in_purchasing_halal_product.pdf |
Corporate Social Responsibility: SMEs Viewpoint
Salwa Mudaa, Amariah Hanum Hussina, Musliha Musmana & Jamil Mohamed Saparib
aFaculty of Accountancy, Universiti Teknologi Mara, Negeri Sembilan bFaculty of Applied Sciences, Universiti Teknologi Mara, Negeri Sembilan
Abstract— Although CSR has traditionally been dominated by big business, the Small and Medium Sized Enterprise (SME) has led to emphasis on their economic, social and environmental impact. Currently, the SMEs have actively engaged in it, as they are aware the impact of the CSR practices that can increase the value of the business. Thus, the aim of this article is to discuss the CSR activities that have been done by SME. In addition, this article has also discussed the factors that drivers and motivates of CSR practice among the SMEs.
Keywords—CSR, Corporate Social Responsibility, SME, Small and Medium Sized Enterprise
| corporate_social_responsibility_smes_viewpoint.pdf |
Users’ Satisfaction of Start-up Business Kits Website
Nur Fadhlina Zainal Abedin
Faculty of Business Management, Universiti Teknologi MARA, Seremban, Malaysia
Abstract— There are lack of entrepreneurial website in Malaysia context that can be referred to. Most of the available websites are based in developed countries and not suitable with Malaysian entrepreneur. Therefore a Startup Business Kits (SBK) website is developed to help public and students who sit for entrepreneur class to access online materials in a convenience way. A measure of users’ satisfaction towards the website must take into account to create pleasure for the users. Hence, a research study is conducted to 235 small entrepreneurs to examine the effect of usability, content and design of SBK website on users’ satisfaction. The results show that usability, content and design are positively significant influence users’ satisfaction towards SBK website. It is hope that more feedback is received to deliver a good entrepreneur website and thus increase users’ satisfaction.
Keywords— Users’ Satisfaction, entrepreneur website, usability, content, design.
| users’_satisfaction_of_start-up_business_kits_website.pdf |
Time Series Analysis on Monetary, Fiscal Policy and Growth in Malaysia
Maziah Mohamed Arif, Nur Fadhlina Zainal Abedin* & Habsah Kassim
Universiti Teknologi MARA, Seremban, Malaysia
Abstract— The global financial crisis started from US housing market in 2008 affected to the rest of the world. Different countries have been affected differently, depending on the nature of their financial and trade linkages, the quality of financial institutions and polices. The purpose of the study is to determine empirically whether monetary and fiscal policy have important effects on output growth performance in Malaysia. Time series data from 1960 to 2011 are analyzed using Vector Autoregressive (VAR) approach. Money supply (M1), government expenditure (GOV) and gross domestic product (GDP) are the proxies for monetary policy, trade policy and output growth, respectively. The results showed that expansionary monetary and fiscal policies are significantly correlated with larger output gained.
Keywords: Monetary policy, fiscal policy, economic growth
*Corresponding author: nurfadhlina@ns.uitm.edu.my
| time_series_analysis_on_monetary_fiscal_policy_and_growth_in_malaysia.pdf |